Terms of Service | eTrust Financial Group
Legal

Terms of Service

Effective Date: May 11, 2026

By using this website or engaging our services, you agree to the following terms.

1. Eligibility

You must be at least 18 years old and a legal resident of the United States to use our services.

2. Services

eTrust Financial Group is a licensed life insurance agency. We help clients evaluate and obtain mortgage protection life insurance and related life insurance products. We are not the insurance carrier. Policies are issued and underwritten by the carrier you select.

3. Quotes and Illustrations

Quotes and illustrations provided on this site or in follow-up communications are estimates based on the information you provide. Final premiums, coverage amounts, and eligibility are determined by the issuing carrier after underwriting.

4. SMS Terms

If you provide your phone number and consent on one of our forms, you agree to receive SMS messages from us. Standard message and data rates apply. Message frequency varies. Reply STOP to unsubscribe at any time. Reply HELP for help. We do not share your phone number or SMS consent with third parties for marketing.

5. Accuracy of Information

You agree to provide accurate, current, and complete information when requesting quotes or applying for coverage. Misrepresentation can result in denial of a claim by the carrier.

6. No Warranty

The information on this site is provided "as is" without warranty of any kind. We do not guarantee that any specific coverage will be approved or that quoted premiums will be the final premiums.

7. Limitation of Liability

eTrust Financial Group is not liable for indirect or consequential damages arising from your use of this site or our services. Our liability for any claim is limited to the amount of fees you paid us, if any.

8. Intellectual Property

All content on this site is owned by eTrust Financial Group or its licensors. You may not copy, redistribute, or republish it without written permission.

9. Governing Law

These terms are governed by the laws of the State of Texas.

10. Changes

We may update these terms at any time. Continued use of the site means you accept the updated terms.

11. Contact

eTrust Financial Group
1880 Vista Way, Waxahachie, TX 75165
[email protected]
469-553-8441